high ratio mortgage - What is the Portuguese translation? Portuguese translators help business/marketing Portuguese translators with the translation of high ratio mortgage

Conges terminology question

249 months ago

Nattalia Paterson (a guest user) asked this question:

Language pair:	English > Portuguese
Subject:	Business / Marketing / Financial
Level of diffculty:	Easy / medium
Word or term in question:	high ratio mortgage
Context:	one of a number of types of mo
Keywords:	-

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Answers on this question

249 months ago

wrote:

hipoteca de alta relação (entre dívida e garantia)

My comment:

This should have to be explained, because there is no short expression in Portuguese to describe "high ratio mortgage", defined as the mortgage in which the amount of money borrowed is equal to or greater than 75% of the purchase price of the property, against which it is secured.

Thanks to Claude Le Frapper, who pointed out my original mistake and oriented me towards the right answer. Unfortunately, his answer is also incorrect, because "rácio" is not in the Portuguese language, reason why I cannot support it.

My references:

http://www.mortgagekb.com/high-ratio.html

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Comments by other colleagues on this answer:

249 months ago

wrote:

Good morning Ralph. I hesitated between rácio and relação, but I don't know much Portuguese, so I relied on what the banks are using in their websites, and if you put for "Rácio de Solvabilidade", for example, in Google, Rácio seems to be what they use, see: http://www.google.com/search?hl=en&safe=off&rls=GGLD%2CGGLD%3A2005-07%2CGGLD%3Aen&q=R%C3%A1cio+de+Solvabilidade+site%3A.pt&btnG=Search&lr=lang_pt

249 months ago

wrote:

Claude, "rácio de solvabilidad" is Spanish, not Portuguese. Sorry, but this is not the expression.

249 months ago

wrote:

Here is another example that doesn't look Spanish to me: http://www.apcri.pt/New/apcri_informacoes/Newsletter%20Jur%C3%ADdica%20APCRI%2014.pdf

249 months ago

wrote:

You are right, banks use the word, in spite of not being in any good dictionary. Anyway, the best to use "relação", a common word, and explain, in parenthesis, what type of "relação" you're talking about.

249 months ago

wrote:

249 months ago

wrote:

Here is another example that doesn't look Spanish to me: http://www.apcri.pt/New/apcri_informacoes/Newsletter%20Jur%C3%ADdica%20APCRI%2014.pdf

249 months ago

Claude Le Frapper wrote:

hipoteca de rácio alto

My comment:

I am not sure of the Portuguese, but I am sure of the English: This means that the ratio of the loan to the total value of the property is high

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249 months ago

Claude Le Frapper wrote:

hipoteca de rácio alto

My comment:

I am not sure of the Portuguese, but I am sure of the English: This means that the ratio of the loan to the total value of the property is high

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Comments by other colleagues on this answer:

249 months ago

wrote:

"rácio" doesn't exist in Portuguese. You are using a Spanish word.

249 months ago

wrote:

Are you telling me that the Bank of Portugal uses words that don't exist in Portuguese? see: http://www.dgci.min-financas.pt/dgciappl/informacaoDGCI.nsf/0/ec52fa933e628ca800256cda0045baf9?OpenDocument

249 months ago

wrote:

Yes, they often do. You are right, some banks use the word, in spite of it not being in any good dictionary. Anyway, it's best to use "relação", a common word, and explain, in parenthesis, what type of "relação" you're talking about.

249 months ago

wrote:

249 months ago

Claude Le Frapper wrote:

hipoteca de juros altos

My comment:

Veja estes exemplos:

Finanças 1
Dados a escolher entre uma hipoteca mais económica E que nos poupa dinheiro E
... juros altos – mais de 10 Por cento – não se vêem há mais duma década. ...
www.solnet.com/20mai05/financas/financ1.htm

Novos Lugares
... aplicassem juros altos, ofereciam uma solução imediata para jogadores e
clientes que necessitassem urgentemente de dinheiro, através da hipoteca de ...
202.175.82.28/pt/newspots_pt.phtml

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Comments by other colleagues on this answer:

249 months ago

wrote:

É isso mesmo!

249 months ago

wrote:

Hi Ralph: It is not the interest that is high, it is the ratio of the loan to the value of the property. Look at my answer, you may have a better Portuguese translation than mine

249 months ago

wrote:

Hi, Claude, you're wrong, my friend. take a look at the definition of the expression, as it's explained here: A margin such as 10 points (consistent with the federal definition of a "high-rate" mortgage) could then be added to establish a cap that would include all ... www.consumersunion.org/finance/hspart3wc898.htm

249 months ago

wrote:

Ralph, ratio is note the same thing as rate, look at: http://www.mortgagekb.com/high-ratio.html

249 months ago

wrote:

I meant NOT the same thing as rate

249 months ago

wrote:

You are right, Claude. The asker should disconsider this answer. Thank you very much for your help to prevent a wrong answer from being accepted.

249 months ago

wrote:

Hi Ralph: It is not the interest that is high, it is the ratio of the loan to the value of the property. Look at my answer, you may have a better Portuguese translation than mine

249 months ago

wrote:

Ralph, ratio is note the same thing as rate, look at: http://www.mortgagekb.com/high-ratio.html

249 months ago

wrote:

I meant NOT the same thing as rate

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